I’m a Stylist, But I Still Have Lazy Days Here’s What I Wear When It’s Cold

what to wear when it's cold outside

Photo Credit:@mariah.houghton

Here’s the thing about getting dressed in fall: sometimes it’s really chilly, your to-do list is rude, and the idea of looking “put together” feels laughable. Been there.

But as a personal stylist, I’ve figured out a few fall outfit formulas that make mornings way easier—even on those cold days when you’d rather be under a blanket than anywhere near your closet. These aren’t runway outfits. These are easy fall outfits that help you look polished, feel comfy, and leave the house without spiraling over what to wear.

So if you’re tired, freezing, and one minor inconvenience away from just wearing leggings again... this one’s for you.

Grab our free Fall Wardrobe Checklist—it’s filled with outfit ideas, layering suggestions, and must-have fall pieces that’ll help you get dressed faster (and feel better doing it).

1. Knit Set + Trench Coat

A knit top and wide-leg pant set is the definition of cozy meets coordinated. Throw on a trench coat and boom—you’ve got one of those chic fall outfits that looks intentional even if you're running on vibes and caffeine.

2 Piece Lounge Set

Amazon

2 Piece Lounge Set

$49.99

Denim Trench Coat

Amazon

Denim Trench Coat

$49.99

2. Oversized Button-Up + Jeans + Loafers

If you're staring at your closet wondering what to wear when it’s cold but you still want to look sharp, this combo never misses. It’s comfortable, layered, and somehow always makes you feel like you’ve got your life together.

Womens Oversized Jean Jacket

Amazon

Womens Oversized Jean Jacket

$43.99

Mid Waist Baggy Stitch Decor Denim Washed Pants

Amazon

Mid Waist Baggy Stitch Decor Denim Washed Pants

$38.99

Amazon Essentials Women's Loafer Flat

Amazon

Amazon Essentials Women's Loafer Flat

$23

3. Midi Sweater Dress + Leather Jacket

The best part about a sweater dress? It’s a whole outfit in one move. Add a leather jacket for structure and suddenly your “lazy day” look is giving effortless fall outfit energy.

Oversized Sweater Dress

Amazon

Oversized Sweater Dress

$45.98

Belted Faux Leather Moto Jacket

Amazon

Belted Faux Leather Moto Jacket

$89.99

4. Lightweight Turtleneck + Wide-Leg Trousers

When I’ve got back-to-back calls or I just need to feel like a functioning adult, I reach for a turtleneck and relaxed pants. Add a structured bag and the outfit looks way more polished than it feels.

Turtleneck Long Sleeve Shirt

Amazon

Turtleneck Long Sleeve Shirt

$19.99

Amazon

High Waisted Wide Leg Dress Pant

$38.99

5. Matching Sweatshirt Set + Wool Coat

This one’s for my busy fall mornings girlies. You want to stay in sweats, but you also have places to be. Just top your matching set with a long wool coat and suddenly it’s giving “editor off-duty.”

2 Piece Long Sleeve Collar V Neck Sweatsuit

Amazon

2 Piece Long Sleeve Collar V Neck Sweatsuit

$42.99

Cropped Wool Blend Coat

Amazon

Cropped Wool Blend Coat

$49.69

6. Soft Cardigan + Tank + Joggers

Comfort is key, especially when it’s cold. This combo feels like pajamas but looks like you know what you’re doing. Pro tip: choose neutrals or earth tones to make it feel more intentional.

Cardigan Sweaters Button Down Chunky

Amazon

Cardigan Sweaters Button Down Chunky

$34.99

Scoop Neck Ribbed Knit Basic Cami Shirt

Amazon

Scoop Neck Ribbed Knit Basic Cami Shirt

$19.99

Barrel Leg Sweatpant

Amazon

Barrel Leg Sweatpant

$36.99

7. Leggings + Oversized Blazer + Long Sleeve Tee

Yes, you can wear leggings and still look like a personal stylist. The trick is to throw an oversized blazer over your softest tee and keep it simple. This is one of those cold weather outfit ideas that saves you every time.

Oversized Blazer

Amazon

Oversized Blazer

$69.99

Rib Knit Slim Fit Shirt

Amazon

Rib Knit Slim Fit Shirt

$19.99

High Waisted Leggings with Pockets

Amazon

High Waisted Leggings with Pockets

$19.99

8. Sweater + Midi Skirt

If it’s extra chilly but you still want to wear something other than jeans, this formula works every single fall. You stay warm, you look cute, and you didn’t have to overthink a thing.

Fuzzy Cardigan Sweater

Amazon

Fuzzy Cardigan Sweater

$39.99

Amazon

Frayed Raw Hem A Line Denim Midi Skirt with Pockets

$41.99

9. Relaxed Jumpsuit + Denim Jacket

This is the “I forgot I had that” piece that always comes through. A jumpsuit with a casual fall layer like a denim jacket = instant outfit without the math.

V Neck Long Sleeve Strappy Crop Top Wide Leg Pant Lounge Set

Amazon

V Neck Long Sleeve Strappy Crop Top Wide Leg Pant Lounge Set

$40.99

Denim Jacket

Amazon

Denim Jacket

$45.99

10. Longline Vest + Hoodie + Jeans

This combo gives you layers without the bulk. The vest adds dimension, the hoodie keeps you warm, and jeans keep it grounded. It’s like fall’s answer to “I don’t know what to wear but I need to leave now.”

Quilted Vest hooded

Amazon

Quilted Vest hooded

$69.99

Oversized Sweatshirt

Amazon

Oversized Sweatshirt

$29.99

Barrel Jeans Wide Leg Vintage Mid Rise

Amazon

Barrel Jeans Wide Leg Vintage Mid Rise

$39.99

3 Fast Tips for Looking Put Together (Even When You’re Not)

  1. Stick to 2-3 colors. A cohesive palette always looks more styled—even if it’s just tan, white, and denim.

  2. Throw on a real coat. The coat makes the outfit. Period.

  3. Don’t skip accessories. Hoops, sunglasses, or a sleek bag can do more than you think.



Don’t let chilly mornings throw off your entire day. Grab our free Fall Wardrobe Checklist—it’s filled with outfit ideas, layering suggestions, and must-have fall pieces that’ll help you get dressed faster (and feel better doing it).

Creator Images used for editorial purposes only. All rights belong to their respective creators. We always link and give credit.

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Autum Love

Autum Love is the founder of AutumLove.com and MensOutfitsDaily.com. With a BFA in Fashion Design and certifications in Body Image and Virtual Styling, she’s all about keeping style real, practical, and confidence-boosting. Autum’s mission is simple: to help women look good and feel even better, no matter where life takes them.

Her expertise has been featured in Newsweek, Apartment Guide, StyleCaster, and InStyle, where she shares fresh, no-nonsense fashion insights. For Autum, style isn’t just about clothes—it’s about showing up as your best self, every day.

http://www.autumlove.com
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