How To Dress Like Quiet Money:An In-Depth Guide to Understated Luxury

Sofia Richie showcasing quiet luxury style in a monochrome outfit.

Quiet Money Style  is a term that encompasses the art of understated luxury. Unlike overt displays of wealth, where brand logos and ostentatious designs take center stage, Quiet Money is about refinement and discretion. It’s the kind of luxury that doesn't need to shout its presence; it's recognized by those who understand its worth. Rooted in quality, craftsmanship, and timeless design, this style epitomizes the saying, "It's not what you wear, but how you wear it." Quiet Money isn't about flaunting the latest trend or brand but about possessing items of intrinsic value, pieces that don't depreciate but rather become more valuable with time because of their timeless nature and superior quality.

The Rise and Appeal of the Understated Luxury Trend:

In recent decades, there's been a palpable shift in how luxury is perceived. The 80s and 90s were marked by conspicuous consumption—think large logos, opulent designs, and a race to have the latest and most recognizable items. But as we transitioned into the 21st century, there was a yearning for something more genuine, authentic, and enduring.

Several factors contributed to the rise of understated luxury. The global economic downturn in 2008 made many rethink the sustainability of fast fashion and throwaway culture. There was a push towards minimalism, championed by thought leaders who emphasized the value of owning fewer, but better-quality items.

Furthermore, as information became more accessible, consumers became more educated. They began valuing the story behind the product—the artisan’s touch, the sourcing of materials, the ethical practices involved in its creation.

Brands responded to this shift. Logos became smaller, designs became cleaner, and there was a greater emphasis on craftsmanship over branding. The appeal lies in its antithesis to the modern world’s noise and clamor. In a digital age where everything screams for attention, understated luxury is a silent, confident nod. It represents not just affluence, but also a deep appreciation for the nuances, a sense of history, and an understanding of true value.

Quiet money how to wear jeans

Photo:@femmeblk

Iconic Figures Who've Embodied the 'Quiet Money' Aesthetic Over the Decades

Throughout the decades, many influential figures have seamlessly woven the Quiet Money style into the fabric of pop culture. Princess Diana, with her elegant gowns and impeccable style, became a beacon of understated luxury. Bianca Jagger, with her impeccable taste, echoed sophistication without ever leaning towards the ostentatious. And Jackie O, with her signature sunglasses and tailored outfits, set a benchmark for the style, epitomizing the grace and class of quiet luxury.

In contemporary times, celebrities like Jennifer Lawrence with her elegant red carpet looks, Angela Bassett's poised and polished public appearances, and the occasional minimalist yet striking outfits of Tracee Ellis Ross demonstrate the lasting allure of this aesthetic. Mary-Kate and Ashley Olsen, with their penchant for oversized silhouettes and neutral palettes, embody the very essence of Quiet Money. Sophia Richie, with her refined and subtle style choices, showcases how the newer generation is embracing and evolving this timeless trend.

Together, these icons, past and present, have played a pivotal role in molding the Quiet Money aesthetic, marking its enduring presence in the dynamic world of fashion.

Core Principles of Quiet Money Dressing

The "Quiet Money" aesthetic is more than just a style; it's a philosophy grounded in certain core principles that set it apart. Let's delve into these guiding tenets that shape this sophisticated look.

Neutrality, in essence, is all about allowing one's persona to shine through without being overshadowed by their attire. A monochrome or neutral palette serves as a canvas, exuding a serene and timeless charm. Relying on shades like taupe, beige, grays, and whites can lend an outfit an air of maturity and elegance

Furthermore, a neutral palette offers incredible versatility. It's easier to mix and match pieces, ensuring that your wardrobe offers maximum functionality with minimum fuss. A well-selected neutral outfit can seamlessly transition from day to night, from a boardroom meeting to an intimate dinner, all while maintaining that understated luxe vibe.

Quality Over Quantity: The Importance of Investing in Fewer, High-Quality Pieces

In the age of fast fashion, the Quiet Money style stands as a testament to the belief that quality trumps quantity. Instead of accumulating a vast collection of disposable items, the focus shifts to investing in fewer, meticulously crafted pieces. These are garments and accessories made from the finest materials, designed to stand the test of time both in terms of durability and style.

High-quality pieces often come with a heftier price tag, but their longevity and the value they bring in terms of style and comfort make the investment worthwhile. Moreover, such a mindful approach to shopping promotes sustainability by reducing waste and encouraging a more thoughtful consumption pattern.

Fit Over Flash: Why Tailored, Well-Fitting Garments are the Cornerstone of this Style

The beauty of Quiet Money dressing lies not in the flashy embellishments, but in the impeccable fit that hugs the body just right. A well-tailored garment speaks volumes more than an ill-fitting but ornate outfit. It conveys attention to detail, an appreciation for craftsmanship, and an understanding of one's body.

A well-fitting piece, be it a dress, trouser, or a simple tee, boosts confidence and adds a layer of sophistication to the outfit. It’s not about being ostentatious, but about feeling and looking your best in garments that are made to accentuate your strengths. This principle underscores the importance of having a trusted tailor and understanding the silhouettes that best suit your body type.

Classic minimal all black outfit

Photo: @dimamthini

Elements of Quiet Money Wardrobe

Creating a wardrobe that embodies the 'Quiet Money' philosophy is an art. It requires a discerning eye, knowledge of timeless trends, and an appreciation for the finer things in life. Here’s a breakdown of the essential components that construct this discreetly luxurious aesthetic.

Wool Trousers

Perfectly tailored trousers in a neutral shade, emphasizing the quiet money fashion principle.

Consider the tailored fit of a pair of charcoal wool trousers from Theory. Their mid-rise, straight-leg cut in a luxurious wool blend makes them a versatile piece suitable for various occasions.

Elegant skirt in a muted tone, showcasing understated luxury.

A blush-hued silk midi skirt from Vince can serve as a foundation for multiple looks. Its fluid drape and soft sheen echo sophistication without trying too hard.

Silk Blouses

A champagne-colored silk blouse from Equipment, with its understated sheen and relaxed fit, is the epitome of casual luxury. Pair it with tailored trousers or even denim for a balanced look.

Perfect White Tee

Crisp white tee, the epitome of quiet luxury.

The humble white tee, such as the ones offered by James Perse, crafted from soft, premium Supima cotton, is an indispensable piece. Its simplicity, when paired with more opulent items, brings a modern touch to the ensemble.

Trench Coats

Timeless trench coat accentuating the understated elegance of quiet money dressing.

Burberry’s classic Kensington trench coat in a honey hue is a masterclass in understated elegance. With its tailored silhouette and signature check lining, it’s a staple that transcends seasons.

Tailored Blazers

Tailored blazer in a muted shade, embodying the quiet money aesthetic.

The Argent  offers blazers like the 'Schoolboy' wool-blend crepe blazer. Its neat lines and neutral shade make it a must-have piece.

Cashmere Sweaters

Soft cashmere sweater in neutral, showcasing understated luxury.

Everlane's cashmere crew in muted tones is a lesson in comfort meeting luxury. The soft hand-feel and the just-right fit make it a cherished wardrobe addition.

Classic Leather Loafer

Sleek leather loafer emphasizing the minimalist quiet money style.

Consider Gucci's 'Brixton' loafers in soft, buttery leather. Their understated design, coupled with impeccable craftsmanship, epitomizes the 'Quiet Money' spirit.

Clean white sneakers, perfect for the understated luxury look.

 Common Projects' 'Original Achilles' sneakers in white or nude offer a clean, minimalist design without screaming brand logos, making them a favorite among the fashion-savvy crowd.

Timeless Pieces

Delicate jewelry piece, reflecting the allure of quiet money minimalism.

Tiffany & Co.'s Elsa Peretti Diamond Hoop earrings, with their clean lines and hint of sparkle, are the epitome of understated elegance.

Structured Totes

Luxury handbag with a minimalist design, emphasizing the "less is more" philosophy.

Celine’s 'Cabas' tote in taupe or tan is a study in refined aesthetics. The absence of garish logos, combined with its structured form, make it an instant classic.

Compact Crossbodies

Chloé's 'Marcie' mini textured-leather shoulder bag, with its saddle silhouette and topstitched detailing, adds a touch of boho to the quiet luxury.

Silk Scarves

Soft scarf in a muted shade, adding a subtle touch to the quiet money outfit.
Simple belt design, complementing the quiet luxury style.

A simple leather belt like Saint Laurent’s leather belt can cinch an outfit together, literally and figuratively.

Wide-Brimmed Hats

Classic hat, adding the final touch to an understated luxury look.

Think of Janessa Leone's wool-felt fedora. Its crisp edges and neutral tone make it a versatile accessory for various outfits.

Brands that Prioritize Craftsmanship, Quality, and Timeless Design

In the world of fast fashion and ever-changing trends, there exists a niche of brands that remain steadfast in their dedication to craftsmanship, quality, and enduring design. These brands often refrain from excessive branding, letting the workmanship and materials speak for themselves. Here, we introduce a selection of these brands that should be on the radar of anyone seeking the essence of "Quiet Money."

1. Loro Piana:

Origins: Italy

Specialty: This brand is synonymous with the world's finest cashmere and wool. Loro Piana has its roots deep in textile craftsmanship, sourcing the most luxurious materials for their apparel and accessories.
Standout Piece: Their 'Baby Cashmere' sweaters are the pinnacle of luxury, made from the underfleece of Hircus goat kids.

2. Bottega Veneta:

Origins: Italy
Specialty: Known for its signature 'Intrecciato' weaving technique, Bottega Veneta's leather goods exude a discreet luxury. The brand prides itself on attention to detail and traditional Italian craftsmanship.
Standout Piece: The 'Pouch' clutch and 'Cassette' bags – elegant and understated.

3. The Row:

Origins: USA
Specialty: Founded by Mary-Kate and Ashley Olsen, The Row is the epitome of minimalist luxury. It emphasizes exceptional fabrics, impeccable details, and precise tailoring.
Standout Piece: Their 'Bare' sandal and tailored 'Schoolboy' blazers are testaments to understated elegance.

4. Celine:

Origins: France
Specialty: Celine offers pieces that are contemporary yet timeless, representing the perfect balance between innovation and tradition.
Standout Piece: Their 'Classic' box bags and 'Cabas' tote, both characterized by clean lines and premium leather.

5. Acne Studios:

Origins: Sweden
Specialty: This Stockholm-based brand presents a fusion of contemporary art, culture, and Scandinavian design. Their pieces are modern yet timeless.
Standout Piece: The 'Musubi' handbags with their distinctive knot motif.

6. Mansur Gavriel:

Origins: USA
Specialty: Launched with a simple bucket bag, Mansur Gavriel quickly became a staple for those seeking luxury without the noise. Their designs prioritize shape, color, and materials over overt branding.
Standout Piece: The original 'Bucket' bag remains an emblem of the brand's ethos.

7. Brunello Cucinelli:

Origins: Italy
Specialty:
Cucinelli is all about the "humanistic enterprise." The brand is rooted in artisan craftsmanship and the highest quality materials, with a special affection for cashmere.
Standout Piece:
Cashmere sweaters with subtle Monili beading.

8. APC (Atelier de Production et de Création):

Origins: France
Specialty: APC offers modern and clean designs. Known for their raw-denim jeans, the brand champions simplicity and wearability.
Standout Piece: The 'Petit Standard' raw denim jeans are a cult favorite.


9.
Vince:

Origins: USA
Specialty: Vince, known for its clean lines and neutral palettes, offers modern, timeless pieces. The brand focuses on quality fabrics and easy-to-wear designs.
Standout Piece: Their luxurious cashmere sweaters and understated slip dresses.

10. Rag & Bone:

Origins: USA
Specialty: While its roots are firmly placed in New York, Rag & Bone seamlessly blends British heritage with modern design. Known for impeccable craftsmanship, the brand exudes a relaxed yet refined aesthetic.
Standout Piece: The 'Dre' slim boyfriend jeans and their classic fedoras.

11. Theory:

Origins: USA
Specialty: Theory's designs are grounded in a philosophy centered around comfort and simplicity. Their pieces are sophisticated yet easy to wear.
Standout Piece: Their 'Good Wool' collection of suits and trousers – sustainable without compromising on quality.

12. Everlane:

Origins: USA
Specialty: Everlane champions transparency, revealing the true cost and factory details of each product. This direct-to-consumer brand offers modern basics made from the finest materials.
Standout Piece: The 'Day Glove' flats and the 'Cashmere Crew' sweaters.

13. Jenni Kayne:

Origins: USA
Specialty: California-inspired luxury, Jenni Kayne offers a curated collection of wardrobe staples that are both modern and timeless.
Standout Piece: Their mule slides, available in an array of materials, from suede to shearling.

14. Billy Reid:

Origins: USA
Specialty: Rooted in Southern heritage, Billy Reid offers luxury clothing that melds traditional styles with contemporary design. High-quality materials and attention to detail are paramount

Standout Piece: The 'Bond' peacoat, a staple that's been in the collection since the brand's inception.

These American brands, along with the previously mentioned ones, truly encapsulate the essence of understated luxury. They prove that elegance and sophistication don't always need to shout; sometimes, they whisper with confidence and grace.

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Sofia Richie showcasing quiet luxury style in a monochrome outfit.
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